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Fire Safety Week: Preparing for Insurance Claims

Fire Safety Week: Preparing for Insurance Claims
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Posted at 1:10 PM, Oct 06, 2020
and last updated 2020-10-06 14:44:42-04

It's Fire Safety Week and while little ones in school are all learning to stop drop and roll, there are always fire safety practices adults could brush up on too.

Scott Fire Department warns as the weather cools down, the risks of starting a house fire are heating up.
"Have your chimneys checked, have them swept, have them cleaned. Check everything around Space heaters. Keep about three feet around your space heaters. Keep flammable material away from it," says Scott Fire Chief Chad Sonnier.

In the case that something does happen, he sent us to State Farm Insurance Agent Brian Schlesinger who advised taking a few steps in advance.

"Take pictures of all of your belongings throughout the house. Open the closets, take pictures, open the cabinets take pictures. That way if ever you do have a loss, the insurance company is going to ask you to list all of the items damaged in the loss," says Schlesinger who also advises really tallying up what your items are worth. He says most people underestimate the value of their possessions.

Of course the most important thing to protect is your family. Scott Fire Department advises a clear evacuation route and destination.

"We have a fire evacuation dry erase board. If you contact Scott FD we can give you one of those at no cost to us or you," says Sonnier.

If you've taken these easy steps and a fire is sparked, after firefighters leave, a loss mitigation company can ease the pain of making insurance claims.

"Come out and help prevent any further loss, help clean up the smoke smell if its isolated to one room of the house and just help get everything in order" says Schlesinger.