Feb 7, 2014 11:42 AM by PRESS RELEASE
Louisiana Bankers Association is warning consumers not to fall victim to phishing scams related to the Target data breach. Phishing attacks use spoofed e-mails and fraudulent websites designed to fool recipients into divulging personal financial data. By hijacking the trusted brands of banks, online retailers and credit card companies, phishers are able to convince recipients to respond to them.
"Victims of the Target data breach are particularly vulnerable right now to phishing," says LBA Chief Executive Officer Robert Taylor. "These criminals are capable of sending very legitimate looking e-mails. The most important thing for customers to remember is that banks will never ask you for personal information in an e-mail."
To avoid becoming the victim of a phishing scam, follow these tips:
· If you have responded to an e-mail, contact your bank immediately so they can protect your account.
· Never give out your personal or financial information in response to an unsolicited phone call, fax or e-mail, no matter how official it may seem.
· Do not respond to e-mails that may warn of dire consequences unless you validate your information immediately. Contact the company to confirm the e-mail's validity using a telephone number or Web address you know to be genuine.
· Check your credit card and bank account statements regularly and look for unauthorized transactions, even small ones. Some thieves hope small transactions will go unnoticed. Report discrepancies immediately.
· When submitting financial information online, look for the padlock or key icon at the bottom of your Internet browser. Most secure Internet addresses, though not all, use "https" at the beginning of the address in the URL bar.
· Report suspicious activity to the Internet Crime Complaint Center (ic3.gov/default.aspx), a partnership between the FBI and the National White Collar Crime Center.
The Louisiana Bankers Association is the professional trade organization for commercial banks and thrifts in Louisiana. Founded in 1900, the LBA works to provide advocacy, communication, education and other services to its member institutions, and to provide banking information to the general public. For more information, go to www.lba.org.
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