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Dec 18, 2012 7:42 AM by AP/CS

La insurance dept offers online rate comparisons

BATON ROUGE, La. (AP) - Insurance Commissioner Jim Donelon says his department's new online system will make it easier for Louisiana residents to shop for the best insurance rates in their cities.

You can't get quotes for your house and car. The auto insurance guide compares quotes for a 2004, 2007 or 2010 Toyota Camry driven by people of different ages, with different driving records. The homeowners' guide compares premiums for a brick house that's less than one year old or 5, 15 or 25 years old, at varying coverage levels.

Take a 25-year-old house with $75,000 in building coverage, $37,500 for contents, a 2 percent hurricane deductible and a $500 deductible for all other peril. Quotes for New Orleans range from $596 to $3,370; for Shreveport, from $466 to $1,184.

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