Posted: Feb 1, 2013 7:10 AM by Kristen Holloway
Updated: Feb 1, 2013 7:19 AM
For those on fixed incomes, home ownership might seem out of reach but there is an option, that could make that dream a reality. After a two year wait, today Habitat for Humanity in Lafayette opens their application process to become a homeowner right here in the McComb / Veazey Neighborhood.
"I never had a doubt that we were going to have new home," said homeowner Jackie Janise.
Janise moved into her new home last month after being in the Home Ownership Program offered by Habitat for Humanity.
"Habitat builds affordable houses and partnership with people who wouldn't be able to qualify for conventional mortgage who do have enough regular reliable income to make a monthly mortgage payment," said Executive Director for Habitat Melinda Taylor.
To qualify: You must be a Louisiana resident, have enough income to make a house payment and be willing to live in the area where Habitat builds.
"We're getting ready to start a whole lot more homes in the Macomb / Veazay area where we'll be focusing for the next several years and we're taking applications for those homes now," said Taylor.
Habitat leaders say the biggest misconception is they give houses away for free.
"We definitely don't give the houses away there is a 20-30 year mortgage. Our current sales price for a 3 bedroom house is 80,000 so people are paying that back," said Family Service Director Sarah Scheitler.
A seven page application and a lengthy wait but homeowner Jackie Janise says it was all worth it.
"My boys and I literally held hands and jumped up and down in a circle saying we love our new home, we're in love with our new home, our new home is beautiful," said Janise.
To find out more head to one of their informational meetings there's one tonight and another on Febuary 8th both starting at 6 p.m. at the Heymann Park Rec Center Gym. To join the the program the first step is filling out and application. You can find one at http://www.habitatlafayette.org or receive one at the informational meeting tonight.